SMALL BUSINESS OWNERS

Are you ready for retirement? We'll help you know when it will work for you.

Coming to us after a frustrating time losing money with a broker-dealer agent in town, John and Tammy were very wary of the market.  In their early 50s, they wanted to retire sooner rather than later, but were hampered by their debt load.
 
We implemented a plan to pay down their debt, while continuing to save for retirement.  We also talked about delaying retirement until their savings and investing cushion was stronger.  We set up Simple IRAs for them and their employees, after determining that those were the best vehicle for their business and employees, and made ongoing investments for all accounts based on the unique risk tolerances of the employees.  We also implemented an investment strategy for them personally that can get them out of the market quickly in the event of a marked downturn.  We also keep them up-to-date with changes in the tax law that directly affect their small business and employees.